Travel Medical Insurance for Georgia Residents

If you’re leaving the country—or even traveling across the U.S.—your regular health plan may not fully cover you. Travel medical insurance gives you protection for unexpected emergencies while you’re away from home.


Whether you’re planning a vacation, studying abroad, or traveling for work, we can help you find short-term coverage that fits your trip, your destination, and your budget.

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Why You Might Need Travel Health Insurance

Most traditional health insurance plans offer limited or no coverage when you’re outside the U.S. Even within the country, some networks don’t extend across state lines. Travel medical insurance fills that gap with coverage for:

  • Emergency room visits & hospital stays
  • Doctor visits & urgent care abroad
  • Emergency medical evacuation or repatriation
  • 24/7 global assistance services

A travel plan can give you peace of mind if you get sick or injured overseas, and help you avoid surprise medical bills that your home policy won’t cover.

Who We Help

We work with all kinds of travelers in Georgia—including:

  • Families heading overseas for vacation
  • Missionaries & church groups
  • Business travelers & remote workers
  • Students studying abroad
  • Seniors traveling internationally after retirement

If you're in Savannah, Macon, Dublin, or anywhere else in Georgia and planning to travel, we’ll walk you through what kind of coverage makes sense based on your itinerary, age, and trip duration.

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Get Covered Before You Leave

We recommend purchasing travel medical insurance at least a few days before departure—but many plans can start as early as the next day. It’s affordable, flexible, and designed for peace of mind when you’re far from home.

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Travel Insurance Plan Features

Plans vary by provider and destination, but most include:

  • Coverage from 5 days up to 12 months
  • Emergency medical limits from $50,000 to $1 million
  • Optional trip interruption or lost baggage add-ons
  • COVID-19 coverage options (depending on the plan)
  • Direct billing with many hospitals abroad

We offer plans through trusted partners like IMG Global, with the option to quote and enroll online. If you’re unsure what type of coverage you need, we’re happy to help compare your options.

Ready to Enroll or Need Help?

You can browse plans online through our IMG travel portal, or contact us if you’d prefer a little guidance.

FAQs

  • Do I need travel medical insurance if I already have health insurance?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • Does travel insurance cover COVID-19?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • When should I buy travel medical insurance?

    Homeowners insurance is typically required by lenders if you have a mortgage. Renters insurance may be required by your landlord, but even when it’s not, it’s a smart move. We can help you understand the expectations and benefits in your situation.

  • Is this the same as trip cancellation insurance?

    Absolutely. Bundling your property insurance with auto, umbrella, or even life insurance can simplify your coverage—and often lower your overall cost.

  • Can I use this for multiple trips?

    Yes—some travel insurance options offer multi-trip annual plans. These are great for frequent travelers.