Group Health, Dental & Vision Coverage for Employers in the Southeast & Midwest
Today’s employees expect more than just a paycheck—they want meaningful health benefits. We help businesses across Alabama, Florida, Georgia, Illinois, Missouri, Nevada, North Carolina, South Carolina, Tennessee & Virginia offer customized group health, dental & vision plans that fit their team’s needs and their budget.
Why Offer Group Benefits?
Group coverage doesn’t just support your employees—it protects your business. A strong benefits package can help you:
- Attract better job applicants
- Improve employee satisfaction & retention
- Lower turnover & absenteeism
- Stay competitive in your local market
- Offer pre-tax benefit options through payroll
Whether you're running a dental office in Charleston, a construction crew in Atlanta, or a retail shop in St. Louis, we’ll help you find coverage that works.
Group Health Insurance Options
We offer access to traditional group medical plans and newer solutions that may lower premiums or increase flexibility, including:
- PPO & HMO plans
- Level-funded plans
- High deductible plans with HSAs
- MEC/MVP options to meet ACA compliance
- Health reimbursement arrangements (HRAs)
- Multiple carrier & network choices
We’ll walk you through the pros and cons of each type based on your location, team size, and budget.
Add Dental & Vision for a Complete Package
Adding dental and vision is an affordable way to round out your group benefits. Most carriers offer bundled pricing, and employees appreciate the added value.
Group Dental Plans may cover:
- Preventive services (cleanings, x-rays)
- Basic procedures (fillings, extractions)
- Major services (crowns, bridges, dentures)
- Optional orthodontics
Group Vision Plans may include:
- Annual eye exams
- Glasses & contact lens allowances
- Discounts on LASIK and lens upgrades
- Access to national provider networks
Employees across cities like Memphis, Orlando, Raleigh, and Peoria appreciate the convenience and savings these plans provide.
Tailored Plans for Every Business
Whether you have 3 employees or 300, we help you:
- Compare multiple carriers side-by-side
- Choose employer-paid, employee-paid, or split-cost structures
- Stay compliant with ACA and state regulations
- Enroll staff easily with paper or online tools
- Review benefits each year as your team changes
We also offer bilingual materials, personalized quote support, and help with employee onboarding.
Ready to Offer a Competitive Benefits Package?
We’ll help you build a health, dental & vision plan that fits your business—without overloading your budget or your HR team.
FAQ – Group Health, Dental & Vision
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Can I offer coverage to just full-time employees?
Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.
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How much does the employer have to pay?
That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.
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Can I offer different plans to different groups?
Homeowners insurance is typically required by lenders if you have a mortgage. Renters insurance may be required by your landlord, but even when it’s not, it’s a smart move. We can help you understand the expectations and benefits in your situation.
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Do we have to offer dental and vision too?
Absolutely. Bundling your property insurance with auto, umbrella, or even life insurance can simplify your coverage—and often lower your overall cost.
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What if my team is spread across multiple states?
No problem. We’re licensed across 10+ states and know how to build plans that work across ZIP codes and provider networks.
