Dental & Vision Insurance for Individuals & Families in the Southeast & Midwest

Regular dental and vision care is essential, but it’s not always included in medical plans—especially for adults. We help individuals and families across Alabama, Florida, Georgia, Illinois, Missouri, Nevada, North Carolina, South Carolina, Tennessee & Virginia find affordable, easy-to-use standalone coverage for everyday care and unexpected needs.

An ophthalmologist is examining a woman 's eye in an optical shop.

Why Choose a Standalone Plan?

Standalone dental and vision plans are a great option if you:

  • Don’t have dental or vision benefits through your employer
  • Are self-employed or between jobs
  • Have a medical plan that doesn’t include these services
  • Want more control over provider choice and benefit levels
  • Need coverage now, without waiting for open enrollment

We’ll walk you through the options available in your state and help you choose the right mix of price, benefits & network access.

Dental Insurance Coverage

Our dental plans include:

  • Preventive services (exams, cleanings, x-rays)
  • Basic care (fillings, extractions)
  • Major procedures (crowns, bridges, dentures, root canals)
  • Optional coverage for orthodontics or implants (depending on plan)

Some plans include no waiting period for preventive care, and many let you use your current dentist.

A woman is sitting in a dental chair looking at her teeth in a mirror.
A woman is sitting at a table looking at her cell phone.

Vision Insurance Coverage

Standalone vision plans typically cover:

  • Annual eye exams
  • Glasses or contact lenses (with an annual allowance)
  • Lens upgrades (anti-glare, transition, bifocals)
  • Discounts on corrective surgery (like LASIK at participating centers)

You’ll have access to a national network of optometrists and retail chains.

A black and white icon of a tooth with a cross on it.

What to Look for in a Dental or Vision Plan

Feature Dental Vision
Network options PPOs, DHMOs, or open access Large national networks
Waiting periods None for preventive (most plans) Rarely applies
Annual benefit maximums $1,000–$3,000 typical range Fixed frame/lens allowance
Premiums Starting around $25–$40/mo Often $10–$20/mo or less

We’ll help you balance budget and benefits, so you get real value out of the plan—not just a card in your wallet.

A black and white icon of two people standing next to each other on a map.

Available in Your State

Whether you live in Nashville, Orlando, Columbia, Peoria, or a small town across the Carolinas—we’ll help you find a standalone dental or vision plan that fits your ZIP code and budget.

Ready to Smile & See Clearly Again?

Get coverage that helps you stay healthy and avoid surprise costs. We make comparing dental & vision plans simple—no jargon, no pressure, just help when you need it.

FAQ – Dental & Vision Plans

  • Can I get dental or vision insurance without a medical plan?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • Are there waiting periods?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • Will I have to change providers?

    You might qualify for a Special Enrollment Period. If not, we can help with short-term medical or health sharing options.

  • Is there a limit on how much the plan pays?

    Dental plans often have annual benefit caps (e.g., $1,500). Vision plans typically offer fixed allowances for frames or lenses.

  • Can I enroll anytime?

    Yes. You can enroll in standalone dental and vision plans year-round—no need to wait for open enrollment.