Insurance Agency | Bill Lucas Insurance

Bill Lucas started this agency the old-fashioned way—door to door, one person at a time. He built it on a simple belief: treat strangers like family. That belief still guides everything we do.

We’re a local, independent insurance agency licensed in multiple states, serving thousands of clients across Georgia and beyond. From individuals to family-run shops to large, recognizable businesses across Savannah, our approach is always the same: listen first, then help you find the plan that actually fits.

You don’t have to guess your way through health insurance. We’ll meet you where you are—by phone, in person, or online—and stick with you long after you sign up.

Bill Lucas began his insurance career in 1985, learning the business by doing it—one policy, one person at a time. Over the years, he’s earned a reputation around Savannah and across the state as “The Insurance Guy”—friendly, honest, and always willing to go the extra mile.

Under Bill’s leadership, the agency has grown from one client at a time to serving thousands across Georgia. Over the years, we’ve worked with a wide range of clients—from local families and small business owners to some of the most well-known names in the state. That includes The Lady & Sons and Paula Deen, Portman’s Music, Olympia Café, Agrowstar, organizations affiliated with Governor Sonny Perdue, and even former Speaker of the House DuBose Porter. Whether the client is high-profile or just getting started, Bill’s approach has always been the same: treat them like family and deliver honest, personal guidance they can trust.

Bill’s commitment is simple: help people succeed, whether that means getting the right coverage, saving money, or avoiding a costly mistake.