Medicare Advantage Plans for Seniors in the South, Midwest & Beyond

If you're looking for an all-in-one Medicare plan with extra benefits, Medicare Advantage (Part C) might be the right fit. These plans combine hospital, doctor, and often drug coverage under one policy—sometimes with dental, vision & hearing included. We help seniors across Alabama, Florida, Georgia, Illinois, Missouri, Nevada, North Carolina, South Carolina, Tennessee & Virginia explore their options and enroll with confidence.

A nurse is sitting on a couch talking to an older woman.

What Is Medicare Advantage (Part C)?

Medicare Advantage plans are offered by private insurance companies approved by Medicare. They bundle:

  • Part A (hospital insurance)
  • Part B (medical insurance)
  • Usually Part D (prescription drugs)
  • Often extras like dental, vision, hearing & wellness benefits

You still have Medicare, but your benefits are managed by the plan instead of the federal government.

Who Might Choose a Medicare Advantage Plan?

Medicare Advantage may be a good fit if you:

  • Want one plan for all your medical & prescription needs
  • Are looking for low or $0 premiums (available in many ZIP codes)
  • Prefer a local doctor network with coordinated care
  • Want extra perks like gym memberships or vision/dental
  • Don’t mind using in-network providers for lower out-of-pocket costs

We’ve helped thousands of seniors across small towns and major cities—from Charleston to Chattanooga, Orlando to Peoria—choose the right plan.

An elderly couple is sitting at a table looking at a laptop computer.
A doctor is talking to an elderly woman in front of a computer.

What’s Included in Most Advantage Plans?

Most Medicare Advantage plans include:

  • Hospital & doctor visits (Part A & B)
  • Prescription drug coverage (Part D)
  • Dental cleanings, eye exams, & hearing aids
  • Fitness programs (like SilverSneakers or Renew Active)
  • Telehealth & wellness incentives
  • Chronic condition or care coordination benefits

We’ll compare what’s available in your county and help you avoid paying for features you don’t need.

A black and white icon of a sheet of paper and a calculator.

Medicare Advantage vs Medigap (Supplement Plans)

Medicare Advantage Medigap (Supplement)
Provider access Must use plan’s network Any doctor that accepts Medicare
Monthly premiums Often lower or $0 Higher, fixed premiums
Prescription drugs Usually included Must purchase separately
Referrals needed? Sometimes (HMO plans) Never
Travel flexibility Limited to service area Nationwide + international coverage

We’ll help you weigh both options and choose based on your health, preferences, and location.

When to Enroll in a Medicare Advantage Plan

There are a few key times you can enroll or change plans:

  • Initial Enrollment – When you first become eligible for Medicare
  • Annual Enrollment Period (AEP) – October 15 to December 7
  • Open Enrollment (OEP) – January 1 to March 31 (switch MA plans only)
  • Special Enrollment Periods – After a move, loss of coverage, or major life change

Every state and county has different plan options. We help you compare coverage in your area and explain how enrollment works.

A man and a woman are sitting at a table looking at a cell phone.
A black and white silhouette of a boat with a flag on the side.

Local Support in Every State We Serve

We work directly with seniors across the Southeast, Midwest & beyond—from Raleigh to Reno, and from Nashville to Naples. Whether you prefer a big carrier or a smaller regional plan, we’ll show you what’s available where you live and make enrollment stress-free.

Ready to Explore Medicare Advantage Plans?

We’ll help you review plans in your area, break down the differences, and make sure you’re covered for what matters.

FAQ – Medicare Advantage Plans

  • What’s the difference between Medicare Advantage and Original Medicare?

    Yes. While your landlord’s policy likely covers the building itself, it won’t protect your belongings or liability. Renters insurance ensures you’re covered if your stuff is damaged, stolen, or if someone gets hurt in your unit.

  • Are Medicare Advantage plans available in every state?

    That depends on the value of your home, your belongings, and your level of risk. We’ll help you calculate replacement costs and liability needs to ensure you’re fully protected without overpaying.

  • Can I switch back to Original Medicare later?

    You might qualify for a Special Enrollment Period. If not, we can help with short-term medical or health sharing options.

  • Will I pay more if I go out of network?

    Usually, yes. HMO plans require you to stay in-network. PPO plans may offer partial coverage for out-of-network providers. We’ll explain your options.

  • Are prescriptions included?

    Most Advantage plans include drug coverage. We’ll confirm this before you enroll.